Merchant cash advances for every kind of small business
Limestone Advance provides business cash advances and revenue-based working capital to small businesses across the United States. Here are some of the industries we work with and how owners put the funds to work.
Restaurants, cafes, caterers, bakeries, food trucks and bars run on steady daily card sales and tight margins. Owners use working capital to stock up before a busy season, replace a walk-in cooler or range, cover payroll during a slow stretch, refresh a dining room or open a second location.
Kitchen equipment and repairs
Seasonal inventory and staffing
Renovations and expansion
Retail & e-commerce
Shops, boutiques, specialty stores and online sellers often need to buy inventory well before it sells. A business cash advance can help fund a large purchase order, holiday stock, a new product line, marketing for a launch or fulfillment costs while sales catch up.
Inventory and purchase orders
Holiday and seasonal stock
Marketing and fulfillment
Construction & trades
General contractors, plumbers, electricians, HVAC, roofing and landscaping companies juggle materials, crews and payment schedules that can run behind the work. Working capital helps cover materials and payroll on a new job, add a crew or replace equipment.
Materials for new jobs
Crew payroll between draws
Tools, trucks and equipment
Trucking & transportation
Carriers, owner-operators, logistics companies and couriers carry real costs before freight pays: fuel, insurance, repairs, tires and permits. Funding can keep trucks on the road, cover a major repair or support adding equipment and drivers.
Fuel and insurance
Repairs and maintenance
Adding trucks and drivers
Healthcare & medical practices
Medical, dental, chiropractic, veterinary and therapy practices often wait on insurance reimbursements while staff, rent and supplies are due now. Working capital can bridge that gap, fund new equipment or support an additional location.
Bridging reimbursement timing
Diagnostic and treatment equipment
Staffing and new locations
Auto repair & dealers
Repair shops, body shops, tire centers and independent dealers need parts, lifts, diagnostic tools and inventory to keep bays full. Funding can help buy equipment, stock parts or add inventory.
Lifts and diagnostic tools
Parts and inventory
Shop improvements
Salons & personal services
Salons, barbershops, spas, gyms and studios grow by improving the space and the experience. Owners use working capital for renovations, new chairs and equipment, retail product and marketing.
Renovations and build-outs
Equipment and furniture
Retail product and marketing
Professional services
Agencies, consultants, staffing firms, cleaning companies and other service businesses often pay people before clients pay invoices. Working capital helps cover payroll, take on a larger contract or invest in software and hiring.
Payroll before client payments
Taking on larger contracts
Hiring and technology
Manufacturing & wholesale
Manufacturers, distributors and wholesalers buy raw materials and inventory in volume. Funding can support a large order, a bulk purchase discount, a machine upgrade or a new customer ramp-up.
Raw materials and bulk orders
Machinery upgrades
New customer ramp-ups
Every application is subject to review and approval. Eligibility, amounts and terms vary by business.
Questions
Industry funding FAQ
Do you fund my industry?
We work with a wide range of small businesses, including the industries on this page. If yours is not listed, call us at (914) 393-6772 or apply and our team will review your file.
What do you look at when reviewing a business?
We look at how the business actually performs, mainly its recent business bank statements: deposits, sales activity and how cash moves through the account. Requirements can vary by industry.
Can a seasonal business get a merchant cash advance?
Yes, seasonal businesses apply with us regularly. Sending statements that show the full pattern of your sales helps us understand the business.
Ready to talk about working capital?
Apply online in a few minutes, or call us and we'll walk you through it.