Industries we serve

Merchant cash advances for every kind of small business

Limestone Advance provides business cash advances and revenue-based working capital to small businesses across the United States. Here are some of the industries we work with and how owners put the funds to work.

Restaurants & food service

Restaurants, cafes, caterers, bakeries, food trucks and bars run on steady daily card sales and tight margins. Owners use working capital to stock up before a busy season, replace a walk-in cooler or range, cover payroll during a slow stretch, refresh a dining room or open a second location.

  • Kitchen equipment and repairs
  • Seasonal inventory and staffing
  • Renovations and expansion

Retail & e-commerce

Shops, boutiques, specialty stores and online sellers often need to buy inventory well before it sells. A business cash advance can help fund a large purchase order, holiday stock, a new product line, marketing for a launch or fulfillment costs while sales catch up.

  • Inventory and purchase orders
  • Holiday and seasonal stock
  • Marketing and fulfillment

Construction & trades

General contractors, plumbers, electricians, HVAC, roofing and landscaping companies juggle materials, crews and payment schedules that can run behind the work. Working capital helps cover materials and payroll on a new job, add a crew or replace equipment.

  • Materials for new jobs
  • Crew payroll between draws
  • Tools, trucks and equipment

Trucking & transportation

Carriers, owner-operators, logistics companies and couriers carry real costs before freight pays: fuel, insurance, repairs, tires and permits. Funding can keep trucks on the road, cover a major repair or support adding equipment and drivers.

  • Fuel and insurance
  • Repairs and maintenance
  • Adding trucks and drivers

Healthcare & medical practices

Medical, dental, chiropractic, veterinary and therapy practices often wait on insurance reimbursements while staff, rent and supplies are due now. Working capital can bridge that gap, fund new equipment or support an additional location.

  • Bridging reimbursement timing
  • Diagnostic and treatment equipment
  • Staffing and new locations

Auto repair & dealers

Repair shops, body shops, tire centers and independent dealers need parts, lifts, diagnostic tools and inventory to keep bays full. Funding can help buy equipment, stock parts or add inventory.

  • Lifts and diagnostic tools
  • Parts and inventory
  • Shop improvements

Salons & personal services

Salons, barbershops, spas, gyms and studios grow by improving the space and the experience. Owners use working capital for renovations, new chairs and equipment, retail product and marketing.

  • Renovations and build-outs
  • Equipment and furniture
  • Retail product and marketing

Professional services

Agencies, consultants, staffing firms, cleaning companies and other service businesses often pay people before clients pay invoices. Working capital helps cover payroll, take on a larger contract or invest in software and hiring.

  • Payroll before client payments
  • Taking on larger contracts
  • Hiring and technology

Manufacturing & wholesale

Manufacturers, distributors and wholesalers buy raw materials and inventory in volume. Funding can support a large order, a bulk purchase discount, a machine upgrade or a new customer ramp-up.

  • Raw materials and bulk orders
  • Machinery upgrades
  • New customer ramp-ups

Every application is subject to review and approval. Eligibility, amounts and terms vary by business.

Questions

Industry funding FAQ

Do you fund my industry?

We work with a wide range of small businesses, including the industries on this page. If yours is not listed, call us at (914) 393-6772 or apply and our team will review your file.

What do you look at when reviewing a business?

We look at how the business actually performs, mainly its recent business bank statements: deposits, sales activity and how cash moves through the account. Requirements can vary by industry.

Can a seasonal business get a merchant cash advance?

Yes, seasonal businesses apply with us regularly. Sending statements that show the full pattern of your sales helps us understand the business.

Ready to talk about working capital?

Apply online in a few minutes, or call us and we'll walk you through it.