Simple to apply
A short application and your recent business bank statements are usually all we need to start a review.
Merchant cash advances
Working capital for small businesses that are ready to grow.
Limestone Advance provides working capital by purchasing a portion of your business's future receivables. Apply in minutes, get a clear offer in writing, and put the funds to work in your business.
- Short online application
- Based on your business revenue
- Terms in writing before you sign
How an advance works
- 1We purchase future receivablesAn agreed portion of your business's future sales.
- 2You receive the purchase priceSent to your business bank account after signing.
- 3Remittances follow your receivablesA set share is remitted on the schedule in your agreement.
Why an advance
Funding that moves at the speed of your business
When you need inventory, payroll coverage, equipment, repairs or room to grow, waiting on a long process can cost you the opportunity. An advance is built around your business's sales, not a long checklist.
Sized to your revenue
We look at how your business actually performs, so the offer reflects your real deposits and cash flow.
Use it where it counts
Stock up for a busy season, cover a gap, take on a bigger job, or replace equipment that can't wait.
How it works
Three steps from application to funding
- 1
Apply
Fill out our short application and attach your last 3 to 4 months of business bank statements. You can apply online or call us.
- 2
Review and offer
Our team reviews your business. If approved, you get an offer that spells out the purchase price, the amount purchased and the remittance schedule.
- 3
Sign and get funded
Review and e-sign your agreement. Once everything is final, the funds are sent to your business bank account.
Why Limestone
A straightforward team to work with
We keep the process clear and personal. You know what you are signing, who you are talking to and what happens next.
More about us →Clear terms, in writing
Every offer and agreement lays out the purchase price, the amount purchased and how remittances work before you sign.
Real people
Call or email and reach our team in Suffolk, Virginia. No call centers, no runaround.
Built for small businesses
Restaurants, retail, trades, transportation, healthcare practices, service companies and more.
Broker friendly
We work closely with brokers and ISO partners and keep them updated on every file. Partner with us.
Questions
Common questions
What is a merchant cash advance?
A merchant cash advance is the purchase of a portion of a business's future receivables. Limestone Advance pays your business a purchase price up front, and an agreed share of your future receivables is remitted to us on the schedule set out in your agreement.
What do I need to apply?
A completed application and your last 3 to 4 months of business bank statements. Depending on the file, we may ask for a few more documents, such as a photo ID for the owner or a voided check.
How much funding can I get?
It depends on your business's revenue and history. After we review your statements, any offer will state the exact amounts in writing.
How long does it take?
We move quickly once we have a complete application and statements. Sending everything at once is the fastest way through.
How are remittances made?
Remittances are typically debited from your business bank account on the schedule in your agreement. Your agreement explains how remittances relate to your receivables and what to do if your sales change.
Ready to talk about working capital?
Apply online in a few minutes, or call us and we'll walk you through it.